Millions of Americans will need long-term care when they get older. One widely-cited study found that 70% of Americans who make it to age 65 will need long-term care at some point in the remainder of their lives. This kind of care, whether it's at-home or in a nursing...
MassHealth
Who can apply for HCBS waivers in Massachusetts?
If your family relies on MassHealth programs, you might have heard about Home and Community Based Services (HCBS) waivers. These programs aim to support those who prefer to receive long-term health care services in their home rather than in an institutional setting....
Qualifying for a MassHealth hardship waiver
You may know about the MassHealth estate recovery process. MassHealth can recoup costs they spent on your long-term care by taking your assets from your heirs after you pass away. No matter how well you plan and spend down your assets to qualify for MassHealth, your...
What you need to know about MassHealth estate recovery
With effective planning, you can reduce your assets and your income so that you qualify for Medicaid. This could allow you to protect your assets while ensuring that you have the resources needed to pay for your medical and long-term care needs, including a nursing...
What is the MassHealth frail elder waiver?
Many elderly Massachusetts residents recognize that they can no longer safely live on their own but are not ready to move to a nursing home. If you or a loved one are in this situation, MassHealth offers an option you may not know about called the frail elder waiver....
Errors that could jeopardize Medicaid eligibility
Planning for Medicaid requires a lot of foresight and an understanding of the law. If you can successfully navigate the process, you can protect your wealth and your ability to secure the medical and long-term care you may need. That’s why it’s crucial that you...
Can I have MassHealth and other health insurance?
MassHealth is a valuable program that provides low-income Massachusetts residents with health care or long-term care needs. MassHealth acts as a combination of Medicaid and the Children’s Health Insurance Program (CHIP). Elderly Massachusetts residents can benefit...
Four ways to spend down for MassHealth eligibility
If you’ve found your way to our blog, then you’re likely worried about covering your long-term care needs. That’s understandable, given the skyrocketing rates associated with nursing home and other forms of long-term care. Figuring out the best way to cover those...
Protect your assets from estate recovery under MassHealth
Many elderly people who need long-term care are concerned about the cost. When they are approved for MassHealth – the state version of Medicaid – it is a relief. However, receiving MassHealth coverage does not fully protect their property after they are gone....
What is an HCBS waiver under MassHealth?
Caring for an elderly and infirm loved one in Massachusetts can be draining personally and financially. People who have conditions, illnesses or are simply becoming too frail to live on their own will often need help to ensure they are properly taken care of. To...