Long-term care planning does not always begin under the same circumstances. In some families, planning starts years before nursing home care becomes necessary. In others, it begins after a hospitalization, a dementia diagnosis or a sudden decline in health makes...
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5 signs it may be time to plan for your parent’s long-term care
There is often a quiet moment when you realize your parent needs more help than you anticipated. Perhaps they struggled to recall a recent conversation or you noticed them gripping the stair railing a little more tightly. For Massachusetts families, these moments...
Aging alone: What to plan for before you need care
Aging alone is becoming more common, whether by choice or circumstance. You may value your independence and the ability to make decisions on your own terms. If you expect future health concerns that may require nursing home care, another question may arise: how do you...
How does a court decide competency in Massachusetts?
When someone you care about struggles with decision-making, it can feel confusing and stressful. In Massachusetts, courts follow a specific process to determine if an adult might need a guardian. Understanding the steps can help you feel more prepared and know what to...
Four tips to break down the long-term care planning process
Thinking about your long-term care needs can be stressful. It requires you to consider the possibility of being unable to care for yourself, and the potential costs associated with long-term care can be overwhelming. But you don’t want to make the mistake of foregoing...
Why your 50s are an ideal time to start MassHealth planning
Some might say that planning your long-term care needs at 50 is too early. However, you do not have to wait until a health crisis forces your hand. Your 50s are an ideal time to start planning for your future care needs through MassHealth, Massachusetts' Medicaid...
Understanding dual eligibility: MassHealth and Medicare
Managing the long-term healthcare of your loved ones can be challenging, especially when dealing with MassHealth and Medicare. Determining dual eligibility can help you get the most from your loved ones' benefits and ensure they get comprehensive care. What Is dual...
How can I monitor my mother’s finances without infringing on her rights?
As our parents age, we often worry about their financial well-being. You might want to help your mother manage her money, but you're unsure how to do so without overstepping boundaries. Balancing respect for her independence with the need to protect her interests can...
Why start long-term care planning in your 30s and 40s?
In your 30s or 40s, you are likely juggling a career, a family and perhaps even care for aging parents. With all these responsibilities, long-term care planning for yourself might seem like a distant concern. However, it is during these years that the importance of...
Five pitfalls to avoid when engaging in long-term care planning
As we’ve discussed previously on this blog, the likelihood that you will need long-term care is high, and the costs of it are significant. If you don’t plan to cover the costs associated with this care, then you could wind up using up all your hard-earned assets,...