Though the decision may prove difficult, understanding the right time to move into a nursing home proves beneficial for both you and your family caretakers. Nursing home care exhibits high costs, but you do not want the burden of expensive care to fall on your loved ones.
In Massachusetts, your eligibility in the MassHealth program may save you money, so that you can focus your time in paying for only necessary living care. MassHealth works to provide you medical benefits provided by both Massachusetts and federal law. Your comfortable living situation matters greatly in terms of prolonging your health, and you may want to enroll to begin receiving well-deserved benefits.
The basics of MassHealth qualifications
MassHealth's easy application may provide you with medical coverage to allocate funds to your other needs. To be eligible, you must:
- Be at least 65 years old and living in your home; or
- Any age and are in a long-term-care facility
The MassHealth benefits are only offered to those that:
- Are residents of Massachusetts; and
- Obtain lower than a certain income requirement after deductions
After reviewing and filling out an application, you must send your materials by mail or fax to the MassHealth Enrollment Center. Your application will require review, and a decision will occur regarding your eligibility. If you believe Massachusetts unrightfully denied you coverage, you want to speak with an experienced Massachusetts attorney, so you work toward applying for the benefits you deserve.
Your benefits with MassHealth
If you qualify, you may receive significant reimbursement and insurance coverage for necessary medical treatment. As we age, our ability to pay for certain expensive medical examinations decreases, while our need for diagnosis and healing increases.
With MassHealth benefits, you may receive:
- Inpatient hospital services
- Outpatient hospital services
- Doctors' visits
- Clinic visits
- Medical services
- Labs and x-rays
- Hearing aids
- Mental health services
- Hospice services
- Personal care attendant services
- Long-term care services
- Chronic disease services
Massachusetts works to cover the care for its elderly citizens. If your medical care is provided with little or no charge, you can save your money to apply it to nursing home fees. Knowing that you receive accurate and required treatment, you can focus on living happily and healthy in your next stage in life.